If you choose to withdraw funds from your pension pot and manage it directly, for example combining it with other assets rather than through a pensions product, this may be treated as capital under the rules in Annex B. What is a SIPP? A self-invested personal pension (SIPP) is the name given to the type […]
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Assessing an individual for care fees – Joint bank accounts To receive financial support from the local authority for Adult Social Care, they will have to assess and agree your care needs, confirming that you meet the eligibility criteria. Only then can a financial assessment work out who pays what… In England the council generally
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Prevention is better than the cure! Never a truer word when it comes to avoiding a fall as the stakes are high and there are some simple things that we can do to avoid falling. Most of us want to stay at home and live independently but all too often a fall that could be
Alan was confused by the care system and needed advice on whether his Brother, Brendon, should be paying for his care having recently moved out of Hospital into a Nursing Home. He made a 10 minute free appointment through the online booking form. He hadn’t been consulted on the move into a home and Brendan’s
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“When my Mother fell and went into Hospital I wasn’t sure she would come out. Your advice helped me to find and arrange a new home, I wouldn’t have known where to start”. NM – WhitchurchMary had been living in a Residential care home for 3 years and she loved it! Sadly, she was admitted
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The ‘Lifetime Cap on Care Fees’ proposed from Oct 2023 will be delayed until 2025 The government’s plans to limit how much an individual in England will pay for their own social care have been delayed by two years. In the Autumn Statement (17th November 2022), chancellor Jeremy Hunt said the cap will now come
What is mental capacity? The ability to understand and make a decision when it needs to be made is called ‘mental capacity’. The Mental Capacity Act 2005 (MCA) is a law that protects and supports who can’t make some or all decisions for themselves. The act applies to people aged 16 and over in England and Wales.
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I can manage! Often our loved ones won’t acknowledge the need for help or accept it, fiercely independent and used to managing they may expect a partner or family to continue providing levels of support that are no longer possible and risk care breaking down or a carer becoming stressed, poorly or collapsing themselves. I
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Older adults should do some type of physical activity every day. Exercise just once or twice a week can reduce the risk of heart disease or stroke by as much as 35%, it can improve your mental well-being, sleep and balance, reduce the risk of falling, joint pain and depression. Adults aged 65 and over
“You know what’s great about hitting rock bottom, there’s only one way left to go, and that’s up!” Mashi Yashoda – Live Old, Wild And Free Mashi Yashoda, is one of the oldest climbers to have summited Mt. Fujiama (the highest peak in Japan) in 2017 at the age of 93. But it wasn’t so
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“We don’t fear Manual Labor, In our Mid to late – 60s. Never ask people to do what you wouldn’t do. It is untoward” Jon Malkovich (owning vineyards) Jon Malkovich’s Vineyards Jon Malkovich, an academy award winner, and a proud owner of vast vineyards feels one should not get their hands dirty only when they
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You must have come across too many grandchildren or children who play videogames, day, and night. Have you ever wondered why they like it so much? Shirley Curry, 85 also known as ‘Gamer Grandma’ has amassed a YouTube following of over 900k followers. Shirley Curry – Life Is Too Short Shirley Curry enjoyed playing videogames
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