Benefits

Sometimes things happen that we can’t plan for. The benefit system is a support for those who have experienced difficulties, whether financial or circumstantial. Social Security benefits are split into two main categories and are either means tested, when a full financial assessment will be required or non means tested, when your finances are not assessed. Some of the non means tested benefits are dependent on a national insurance contribution record.

This table puts the main benefits into a category and colour coded them a follows;

  • Means tested
  • Non Means Tested – Non Contribution Based
  • Non Means Tested – Contribution Based
Families
Child Benefit
Child Tax Credit
Guardians Allowance
Maternity Grant
Maternity Allowance
Statutory Paternity/Maternity/Adoption Pay
Widowed Parents Allowance
Free school meals/milk
Universal Infant Free School Meals
Healthy start scheme
Work
Jobcentre Plus 0800 055 66 88Job Seekers Allowance
Employment Support Allowance
Working Tax Credit
Universal Credit
Incapacity Benefit (no new claims since 2008)
State Retirement Pension
Statutory Sick Pay
Health
Attendance Allowance -0800 731 0122
Disability Living Allowance 0800 121 4600 (no new claims from 2013)
Personal Independence Payment 0800 917 2222
Carers Allowance – 0800 731 0297
Statutory Sick Pay
Industrial Injuries Disablement Benefit
Bereavement Allowance
Bereavement Payment
Winter Fuel Payments
Low Income
Pension Credit – 0800 99 12 34 
Universal Credit
Income Support
Local Emergency support
Budgeting advance/loans
Housing Benefit/costs
Council Tax support/reduction/exemption
Cold weather payments
Funeral Payments
Health costs – prescription, dental costs, eye tests/glasses, travel to hospital, wigs
Boiler Grant
Loft and cavity wall insulation grants

Attendance Allowance (AA) – 0800 731 0122

Attendance Allowance is a tax free, non means tested benefit for someone who suffers from an illness/disability and has care and/or supervision needs. To qualify you must be 65yrs or over old when applying and have had a need for at least 6 months and expect to have needs for at least another 6 months. There are special rules for people with a short life expectancy, when the qualifying period does not apply. Attendance Allowance may be awarded at one of two rates;

  • 1) Higher rate £87.65– if the need is through the Day and Night
  • 2) Lower rate £58.70 – if the need is through the Day or Night

Disability Living Allowance (DLA) – 0800 121 4600

Disability Living Allowance has been replaced by Personal Independence payment for people aged between 16 and 64 yrs. No new claims for DLA, however someone who was already 65 years old on the 8th April 2013 and in receipt of DLA will continue to receive it (for the length of the award and providing they still meet the qualifying criteria) and it can be upgraded providing the qualifying criteria are met.

PIP – Personal Independence Payment – PIP Claim line 0800 917 2222

The Welfare Reform Act 2012 introduces Personal Independence Payment (PIP) as part of wider welfare reform. It is non means tested and non-taxable and will replace DLA for eligible claimants aged 16 to 64 from 8th April 2013.

Carers Allowance – 0800 731 0297

A non means tested, taxable benefit payable for those who look after someone receiving a qualifying disability benefit such as Attendance Allowance/DLA Care component at the middle or high rate/ PIP daily living at either rate. You do not have to be related to, or live with, the person that you care for but will be aged 16 or over, spend at least 35 hours a week caring and not earn over £123 (net) per week after deductions. Carers Allowance may affect any means tested benefit that the disabled cared for person receives.

Pension Credit – Claim line; 0800 99 12 34

Introduced in 2003 it is a means tested, non-taxable benefit for people over the qualifying age which is in line with the Women’s State retirement age. Entitlement varies depending on the circumstances. It has no savings/capital upper limit, although over £10’000 will be given an assumed income of £1 for every £500 or part of.

Please remember we can check your benefit entitlement, which may change if your circumstances change. These are just a few of the many benefits often left unclaimed;

  • Funeral Payments
  • Council Tax reduction scheme/Council Tax exemption
  • Employment Support Allowance
  • Health Related Costs
  • Industrial Injuries Disablement Benefit

Please contact us for a full  benefit check:

Find out how we can help you