Another Two-Tier Benefit? The government’s recent U-turn on plans to change parts of Personal Independence Payment (PIP) and Universal Credit (UC) has signalled the start of what looks like another confusing two-tier system. What’s changing? PIP – The 4-point rule has been removed from the Universal Credit and Personal Independence Bill and will not apply […]
PIP and Universal Credit – U Turn Read More »
Losing a loved one is devastating — emotionally, mentally, and often practically too. But when the person who has died was not only a partner but also a carer, a lifeline, or the one holding everything together, the loss can leave a gaping hole. If you’re feeling overwhelmed, unsure what to do next, or just
Losing a loved one: What to Do and Where to Turn for Support Read More »
With energy bills still high and the cost of living putting pressure on many older people, the Winter Fuel Payment can be a vital source of support. But in 2025, there’s been a lot of confusion over who will still receive it, and what new rules apply. What Is the Winter Fuel Payment? The Winter
Winter Fuel Payment 2025/26: What’s Changed? Read More »
In March 2025, Prime Minister Sir Keir Starmer announced the abolition of NHS England, marking a significant restructuring of the UK’s health service. This move aims to reduce bureaucracy and bring the management of the NHS back under direct government control via the Department of Health and Social Care (DHSC). While the full implications of
What Does the Abolition of NHS England Mean for NHS Continuing Healthcare? Read More »
Introduction When care is needed — whether at home or in a residential setting — many families face difficult financial choices. Equity release is one option that may be considered to help pay for care, but the rules and potential penalties can make it feel like a risky decision. That’s why the changes in
Equity Release: Changes for Families Providing Care at Home Read More »
On March 18th 2025, the Secretary for Work and pensions, announced the Pathways to work green paper, outling proposed changes to Personal Independence Payment…
While the government argues that welfare benefit cuts will promote financial sustainability and encourage employment, the reality for those affected is starkly different
The Impact of Welfare Benefit Cuts Read More »
The cost of care can be a major concern for many families, and understanding what financial support is available may mean the difference between engaging the care you want or not. With care costs rising and eligibility criteria often confusing, knowing your options is crucial. Who Pays for Care? Care can be funded in different
Paying for Care in 2025: What help is available? Read More »
Dementia is more than just memory loss. It’s a journey that affects the individual living with Dementia and everyone around them. For families and carers, living with a loved one who has Dementia can be both profoundly rewarding and incredibly challenging. This guide offers practical advice, and resources to help you navigate the ups and
Living with Dementia: What to expect and how to cope Read More »
Adult Social Care reform – Rinse and Repeat or New Cycle. Following the press release 3/1/25 announcing new reforms and independent commission to transform social care, I wondered how many consultations, green and white papers, frameworks and laws, consultations and websites have we had? I got to 36 and gave up! It will take
Adult Social Care Reform Read More »
Where Do I Start? Navigating the Care Journey with Care Navigators
We know how time consuming and overwhelming it can be when you’re faced with the world of care, funding, and what options you may or may not have – that’s why we set up Care Navigators.
If you’ve applied for Personal Independence Payment (PIP) and received a decision that you don’t agree with, you’re not alone. Many people find the process challenging, especially when the decision doesn’t reflect the support they need. Fortunately, you have the right to appeal, and Care Navigators, we’re here to help guide you through every step.
Personal Independence Payment – How to challenge a decision Read More »
