Where do you start when something happens to a loved one and you have no idea where this will take you or how to prepare for it because things are constantly changing!? What does the future look like, for them and for you? Sadly, this is the uncertainty that many face. It is so hard …
Attendance Allowance is a tax free, non means tested benefit for someone who suffers from an illness/disability and has care and/or supervision needs. To qualify you must be state pension age when applying and have had a need for at least 6 months and expect to have needs for at least another 6 months. There …
If you choose to withdraw funds from your pension pot and manage it directly, for example combining it with other assets rather than through a pensions product, this may be treated as capital under the rules in Annex B. What is a SIPP? A self-invested personal pension (SIPP) is the name given to the type …
Assessing an individual for care fees – Joint bank accounts To receive financial support from the local authority for Adult Social Care, they will have to assess and agree your care needs, confirming that you meet the eligibility criteria. Only then can a financial assessment work out who pays what… In England the council generally …
Prevention is better than the cure! Never a truer word when it comes to avoiding a fall as the stakes are high and there are some simple things that we can do to avoid falling. Most of us want to stay at home and live independently but all too often a fall that could be …
Alan was confused by the care system and needed advice on whether his Brother, Brendon, should be paying for his care having recently moved out of Hospital into a Nursing Home. He made a 10 minute free appointment through the online booking form. He hadn’t been consulted on the move into a home and Brendan’s …
“When my Mother fell and went into Hospital I wasn’t sure she would come out. Your advice helped me to find and arrange a new home, I wouldn’t have known where to start”. NM – WhitchurchMary had been living in a Residential care home for 3 years and she loved it! Sadly, she was admitted …
The ‘Lifetime Cap on Care Fees’ proposed from Oct 2023 will be delayed until 2025 The government’s plans to limit how much an individual in England will pay for their own social care have been delayed by two years. In the Autumn Statement (17th November 2022), chancellor Jeremy Hunt said the cap will now come …
What is mental capacity? The ability to understand and make a decision when it needs to be made is called ‘mental capacity’. The Mental Capacity Act 2005 (MCA) is a law that protects and supports who can’t make some or all decisions for themselves. The act applies to people aged 16 and over in England and Wales. …
I can manage! Often our loved ones won’t acknowledge the need for help or accept it, fiercely independent and used to managing they may expect a partner or family to continue providing levels of support that are no longer possible and risk care breaking down or a carer becoming stressed, poorly or collapsing themselves. I …
Encouraging loved ones to accept care and support Read More »
Older adults should do some type of physical activity every day. Exercise just once or twice a week can reduce the risk of heart disease or stroke by as much as 35%, it can improve your mental well-being, sleep and balance, reduce the risk of falling, joint pain and depression. Adults aged 65 and over …
“You know what’s great about hitting rock bottom, there’s only one way left to go, and that’s up!” Mashi Yashoda – Live Old, Wild And Free Mashi Yashoda, is one of the oldest climbers to have summited Mt. Fujiama (the highest peak in Japan) in 2017 at the age of 93. But it wasn’t so …
“We don’t fear Manual Labor, In our Mid to late – 60s. Never ask people to do what you wouldn’t do. It is untoward” Jon Malkovich (owning vineyards) Jon Malkovich’s Vineyards Jon Malkovich, an academy award winner, and a proud owner of vast vineyards feels one should not get their hands dirty only when they …
You must have come across too many grandchildren or children who play videogames, day, and night. Have you ever wondered why they like it so much? Shirley Curry, 85 also known as ‘Gamer Grandma’ has amassed a YouTube following of over 900k followers. Shirley Curry – Life Is Too Short Shirley Curry enjoyed playing videogames …
NHS Continuing Healthcare (CHC) is a package of care arranged and funded solely by the Clinical Commissioning Group (NHS in England). This is for a person who is aged 18 or over and has been found to have a ‘primary health need‘ that has arisen because of disability, accident or illness. This is regardless of …
Disregard, Discount, Reduction and Exemptions! And we wonder why people don’t claim help with Council Tax!? Council Tax ‘Benefit’ is usually means tested. The name changed to Council Tax Reduction (also called support) in April 2013. It is usually administered by District Council rather than a Local Authority or County Council. Unless you live in …
“Age is simply the number of years the world has been enjoying you” Turning old is not the end of the journey. It is simply a time to reminisce with your loved ones and try out things you never could before. Meet SuperHero Fauj Singh, also known as the turbaned tornado. He did not take …
Many things can lead to a move into a care or nursing home. It may be that the intention is for a short term stay. Or period of respite and this may be exactly what is needed. Before moving into a permanent care setting the home should give you key information on charges. As well as, …
Attendance Allowance is a tax free, non-means tested benefit administered by Disability and Carers Service for the Department of Works and Pensions for someone who suffers from an illness/disability and has care and/or supervision needs. To qualify you must over state pension age when applying, satisfy the residency rules and have the right to reside in Great …
The Office of the Public Guardian in England and Wales (OPG) has issued new guidance (Nov 2021). This is for NHS and Social Care staff regarding the disclosure of a donor’s medical information to attorneys and deputies. The five principles of the Mental Capacity Act 2005 govern how OPG and other authorities (including health and social …